For seven decades, Rang-ay Bank has stood as a pillar of financial stability and a steadfast partner in the progress of communities across the Ilocos and Cordillera regions. Founded on January 16, 1956, Rang-ay Bank was established with a clear mission: to promote comprehensive rural development by providing crucial credit facilities to farmers, fisherfolk, and small and medium-scale enterprises (SMEs).
“From our humble beginnings 70 years ago, Rang-ay Bank was founded on the principle of empowering the countryside. We have witnessed firsthand the tenacity and entrepreneurial spirit of the people in the north” said Ives Nisce, Chairman, Rang-ay Bank. “It has been our privilege and our driving force to provide the financial support and trust that enabled countless businesses, from small family enterprises to burgeoning industries, to take root, expand, and ultimately contribute significantly to the growth and prosperity of our beloved regions in Ilocos and the Cordilleras”, added Nisce.

UNWAVERING COMMITMENT. The bank’s commitment has always been to make financial services accessible to those who often face barriers in accessing traditional banking institutions.

SERVING THE NORTH. Over the past 70 years, Rang-ay Bank has played a vital role in the local economy. It has consistently provided affordable and accessible credit to the agricultural sector, empowering farmers and fisherfolk to enhance their livelihoods and contribute to food security.
Moreover, the bank has been a strong supporter of micro, small, and medium enterprises, recognizing their critical role in job creation and economic growth within the regions it serves.
“For generations, Rang-ay Bank has strived to be more than just a financial institution in the Ilocos and Cordillera regions. We aim to be a trusted partner in progress. Our consistent growth and enduring presence are a testament to the strong relationships we’ve built with our communities”, said Ives Jesus Nisce, President and CEO, Rang-Ay Bank. “To be considered the ‘bank of choice’ in the north is an honor that fuels our commitment to continuously understand and meet the evolving needs of our clients”.
Rang-ay Bank has also embraced progress and innovation to better serve its clientele. It has expanded its network to 31 branches across Region I and the Cordilleras, ensuring its services are within reach of a wider population.
In addition to traditional banking services, Rang-ay Bank has proactively partnered with various remittance service providers like Instapay & Pesonet, Transfast, and iRemit, offering clients more options for sending and receiving funds. This is particularly important for communities with family members working in other parts of the country or overseas.
“Next year, 2026 will be a milestone as we celebrate 70 years of Rang-ay Bank. We are excited to introduce a range of enhanced and new financial products, leveraging our upgraded core banking system. These innovations, including expanded digital capabilities and more tailored financial solutions, are designed to provide even greater convenience and value, reinforcing our promise to be a lifelong financial partner for the people of the north” said the President and CEO of Rang-Ay Bank, Ives Jesus Nisce.